• Get to know EuroPACE: the Integrated Home Renovation Platform

    EuroPACE was a three-year project running from 2018 to 2021, designed to make home renovation simple, affordable and reliable for all Europeans by combining affordable financing with people-centric technical assistance

  • News & Events

    EuroPACE, although over, is often featured in the news, industry publications, and white papers. Our partners attend European and national events to present the EuroPACE concept.

  • EuroPACE featured by the European Commission in CORDIS

    An innovative, home-based financing model to boost investments in energy efficiency renovation projects is being tested in different cities across Europe. Its success could be hugely beneficial to achieving Europe’s climate goals.

    EuroPACE featured in a white paper: Scalable Innovative Financing for Smart Buildings

    SmartEn, the association of market players driving digital and decentralised energy solutions, and GNE Finance, leader of the EuroPACE project, collaborated on a white paper about effective and scalable financing tools for Europe.

    EuroPACE featured in the most influential and popular newspaper in Spain

    Un esquema público innovador para financiar proyectos de eficiencia energética.

    EuroPACE Pilot Launch in Olot, Spain, featured in the news

    The official launch for the EuroPACE pilot programme, entitled HolaDomus.

    An article about EuroPACE published by Caloryfrio

    "EuroPACE; el impulso a la rehabilitación energética de edificios."

  • Innovative Programmes for a Sustainable Built Environment: A Global Overview - EuroPACE and International Initiatives

    30 September 2021

    This webinar provides insights into what made EuroPACE a success in the EU context, and compares it to other international programmes.

    SEIF/PPP Joint Event on Innovative Financing Schemes for Building Renovation

    23 September 2021

    This webinar provides insights into European property tax financing schemes for the energy renovation of buildings at the local level. Within this session, lessons learned of the EuroPACE project were presented.

    Cumbre Madrid 2021: Tercera Sesión – Potenciamiento y capacitación del sector de la construcción

    13 July 2021

    Esta sesión exhibe el sector actual dela construcción y la brecha existente para cumplir con los objetivos de la Agenda 2030 y 2050. Se presenta la necesidad de formación, capacitación y de digitalización del sector, poniendo especial énfasis en la urgencia que tiene este sector de que sea más atractivo para jóvenes y mujeres.

    Cumbre Madrid 2021: Segunda Sesión – Soluciones de financiación innovadoras y asequibles para la renovación eco-sostenible

    13 July 2021

    La financiación es una de las aristas claves a la hora de estimular la demandar por renovaciones eco-sostenibles. Esta sesión se enfoca en los tipos de financiación accesibles y asequibles que existen en España, al igual que otros intrumentos más innovadores.enfocada en la financiación expondrá soluciones de financiación innovadoras y asequibles. También, se presenta las principales barreras y oportunidades para escalar este tipo de soluciones.

    Cumbre Madrid 2021: Primera Sesión – Políticas clave a nivel nacional y su implementación. Casos de éxito a nivel regional y ciudad.

    13 July 2021

    Esta sesión presenta el marco político para la renovación eco-sostenible y cómo estas políticas han fomentado los cimientos para casos de éxito en ciudades y regiones de España. También, se destacan las mejores prácticas y la necesidad urgente de la implantación de modelos eficientes de colaboración público-privado.

    Achieving the 2030 climate goals: One-stop-shops for multi-family building renovations

    8 July 2021

    This webinar provides insight into how cities and regions can overcome the barriers present when promoting multi-family renovations amongst various socio-economic classes. A market overview of home renovation programs within Europe is featured, alongside in-depth case studies from Spain, France, and Belgium. Themes within this webinar also revolve around the Renovation Wave strategy, related EPBD revisions, and how to best use the EU recovery funds.

    EuroPACE Innovation 4 Renovation Summit Day 3 - Renovation programs inspired by EuroPACE

    9 June 2021

    This session is centered on one-stop-shop’s replication potential within the EU, with a focus on EuroPACE replication. The Opengela, REGENERATE, and FITHOME models inspired by the PACE and EuroPACE concepts are explored, and give insight to local citizen-centric replication. Please click here for more insights.

    Benchmarking of contractor and energy expert validation & management systems for home renovation programmes

    8 June 2021

    This webinar hosted by EuroPACE partner AGENEX explores how different European home renovation programmes deal with the management and validation of contractors and energy experts, as well as their related works and services. It includes the processes, selection procedures, quality guarantees and tools used to assess their competence and the quality of their services. Please click here for more insights.

    EuroPACE Innovation 4 Renovation Summit Day 2 - Private financing: Stimulating the Renovation Wave and alleviating energy poverty

    2 June 2021

    Within this session, several topics are discussed including attracting private investment stakeholders to the renovation business, the blending of public and private investments, various ways of using EU recovery funds to support renovation, green mortgages, creating efficient financing instruments that are accessible to most people, and more. Please click here for more insights.

    EuroPACE Innovation 4 Renovation Summit Day 1 - Integrated home renovation platforms advancing the Renovation Wave

    26 May 2021

    This session focuses on the impact that one-stop-shops have had on the European renovation rate, featuring successful initiatives from OSS programs including HolaDomus, De Energiebespaarders, and Dorémi. In addition, it approaches methods to overcome barriers which commonly impede the uptake of private household renovations, including knowledge deficits, financial barriers, market failure and value chain fragmentation, and regulatory challenges. Please click here for more insights.

    Achieving the 2030 climate goals: One-stop-shops for the residential sector

    29 April 2021

    In this webinar, BPIE, GNE Finance, and OPERENE present innovative business models used among Spanish, French, and Irish one-stop-shops in connection with the Turnkey Retrofit and EuroPACE projects to increase renovation activity within the EU. Please click here for more insights.

    Cities and Regions kickstarting the Renovation Wave

    25 March 2021

    This webinar explores the mechanisms by which cities and regions can kick-start their renovation wave by facilitating collaboration between the public and private sector. Emphasis is placed on the development of one-stop-shops, recommendations on how cities can be proactive during COVID-19, as well as technical and financial tools that can facilitate the energy transition. Please click here for more insights.

    BEreel! Workshop

    14 December 2020

    This workshop addresses effective home renovation programs and the services needed to support their adoption, key needs of European citizens relating to renovation, the role financing plays in home renovation, and how One-Stop-Shop home renovation programs stimulate a green and fair recovery. Please click here for more insights.

    EU Regions Week Workshop

    20 October 2020

    Addressed in this workshop are the best practices in programme design, operations, financing models, marketing and outreach and scalability. Experts contribute valuable insights into several European projects, including EuroPACE, HIROSS4all, INNOVATE, and FITHOME. Please click here for more information.

    Green Recovery in Spain and Italy: Accelerating Home Renovation after COVID-19

    22 September 2020

    This webinar discusses current policies accelerating home renovation and the financing tools pushing them forward. It focuses on the situation in Spain and the stimulus efforts within Italy. Please click here for more insights.

    La COVID-19 y la Recuperación Social Verde, 2ª parte (in Spanish)

    2 July 2020

    Within this webinar, GNE Finance, EuroPACE and GBCe continue discussions regarding "COVID-19 and Green Social Recovery: How Green Solutions and Tax Innovation Can Drive Job Creation, Economic Recovery and a Just Ecological Transition". Please click here for more insights.

    EuroPACE at the EU Sustainable Energy Week

    25 June 2020

    Effective home renovation programs that combine innovative financing and technical assistance are central to Europe’s post-COVID-19 recovery & meeting goals set out in the green deal. This session covers successful examples of these scalable home renovation programs.

    La COVID-19 y la Recuperación Social Verde 1ª parte (in Spanish)

    11 June 2020

    During this webinar, GNE Finance, EuroPACE and GBCe approach the topic of "COVID-19 and Green Social Recovery: How Green Solutions and Tax Innovation Can Drive Job Creation, Economic Recovery and a Just Ecological Transition". Please click here for more insights.

    COVID-19 Recovery: Energy efficiency and home renewable energy in stimulus packages​

    3 June 2020

    This webinar approaches the topic of energy efficiency and residential renewable energy in stimulus packages. Speakers include EuroACE, International Energy Agency, Climate Bonds Initiative, European Investment Bank, and GNE Finance. Please click here for the briefing.

    Post Covid-19 Urban Regeneration: One-Stop-Shops for a fair, green and social recovery

    12 May 2020

    This webinar addresses the opportunity that us emerging within Europe during COVID-19, namely that urban regeneration is one of the best ways of getting out of the crisis.

    EuroPACE Consortium Meeting

    11-13 March 2020

    EuroPACE project held a consortium meeting in Brussels, Belgium. All partners joined the meeting to discuss progress and plan out next steps.

    The Covenant of Mayors Investment Forum - Energy Efficiency Finance Market Place

    18-19 February 2020

    This conference brought together cities, industry and financial institutions to exchange on good practices and successful solutions to common challenges. Please click here for more insights.

    Fighting Energy Poverty: Affordable financing for sustainable home renovation

    26 March 2020

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    Concerted Action EPBD/EED/RES workshop

    30 January 2020

    A joint workshop of the three Concerted Actions (CA EPBD, CA RES and CA EED) to synergistically address energy efficiency and renewable energy targets in the EU. Please click here for more insights.

    EuroPACE Summit 2019

    19 June 2019

    Investing 4 Cities: Opportunities and Solutions to finance home renovation in Europe. Please click here for more information.

    Innovative business models and smart financing

    28 March 2019

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    EuroPACE Innovative Building Renovation Platform for European Cities

    18 October 2018

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    EuroPACE Workshop at the EU Regions Week in Brussels

    10 October 2018

    During this workshop, the innovative building improvement platform EuroPACE was introduced. Please click here for more information.

    2018 European Sustainable Energy Week

    4-8 June 2018

    EUSEW: Scaling up Energy Efficiency Investments: lessons learned through different sustainable financing instruments. Please click here for more information.

    Global ABS 2017

    6 June 2018

    At this conference, the outlook for PACE (Property Assessed Clean Energy) loans in Europe were discussed. Please click here for more information.

    SEI Forum - Financing Energy Renovation of buildings in Italy, Croatia and Slovenia

    16 November 2017

    In one of the sessions, home renovation through the PACE system - Experience from the USA - was presented. Please click here for more information.

    1st Annual Investors' Conference on Green Bonds

    30 October 2017

    The Case Study: PACE in Action was presented during this conference.

    Please click here for more information.

    PACENation Summit 2017

    14 February 2017

    PACE financing in more Nations. Please click here for more insights.

    PACENation Promoting PACE in Europe on EU Covenant of Mayors

    9 May 2016

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  • EuroPACE Newsletters

    Here you can download previous newsletters related to EuroPACE

  • Reports, Briefings, Best Practices and Other Documents

    Below you can find publicly available deliverables produced under the auspices of the EuroPACE project

  • Discussion paper "Energy-efficient home improvements and the green stimulus"

    Deliverable 1.5: Final Publishable Report

    "EuroPACE Readiness Assessment: Legal and Fiscal Analysis of the EU-28" - a summary document part of Deliverable 2.1.

    Deliverable 2.1 "Report on on-tax financing feasibility"

    Deliverable 2.2: EuroPACE Market Analysis

    Deliverable 2.3: Refinancing EuroPACE loans in the European Fixed Income Market

    Deliverable 2.4: Feasibility study for a financial instrument and a review of existing retrofit loan schemes

    Deliverable 3.2: EuroPACE Consumer Protection Policies.

    To see the Annexes to the report, please contact us directly.

    Deliverable 3,3: Eligibility list

    Deliverable 3.9: Special Interests Target Group Report: Fighting Energy Poverty in Olot.

    Deliverable 4.1: Contractor training materials

    Deliverable 4.2: Front Office Communications Materials for HolaDomus

    To see the Annexes to the report, please contact us directly.

    Deliverable 4.6: Periodic impact and KPI report

    Deliverable 5.2: Summit dissemination report 1-3

    Deliverable 5.3: Guidance & best practices materials for Public Authorities

    Deliverable 5.4: Dissemination materials for financial institutions

    Deliverable 5.6: Reports (9) on forums

    Deliverable 6.1: City selection report

    Deliverable 6.3: EuroPACE in a box toolkits

  • EuroPACE Partners

    The EuroPACE project is a collaboration among 8 organizations and companies across 4 European Countries (Spain, Italy, the UK and Poland) to bring PACE to Europe. The project is recognised by 80+ Letters of Support from cities, investors and public authorities.

  • Global New Energy Finance

    Barcelona, Spain & Amsterdam, The Netherlands

    GNE Finance is leading the development of EuroPACE platform. GNE Finance is a high impact investment company that aims to stimulate building renovation across Europe by making it accessible for all Europeans. GNE Finance is working with cities and regions to build effective home renovation programs creating vibrant and resilient communities.

    Center for Social and Economic Research

    Warsaw, Poland

    CASE is an independent, non-profit research institute founded on the idea that research-based policy-making is vital for the economic welfare of societies. Established in Warsaw in 1991, CASE today is recognized as the top think tank in Central and Eastern Europe and is one of the most highly regarded think tanks internationally.

    Joule Assets Europe

    Modena, Italy

    Joule Assets Europe provides financing solutions and strategic support for energy reduction assets, including energy efficiency, distributed renewables, storage, and building control measures. Joule's online platform, eQuad, provides third-party project valuation, performance insurance, project certification, due diligence, and introductions to prequalified capital sources in the form of off-balance sheet financing.

    Climate Bonds Initiative

    London, UK

    Climate Bonds Initiative is the only organisation in the world working solely to mobilize the largest capital market of all, the $100 trillion bond market, for climate change solutions. We promote investment in projects and assets necessary for a rapid transition to a low-carbon and climate resilient economy.

    Ajuntament d'Olot

    Olot, Spain

    Ajuntament d'Olot is the local government of the city of Olot, the city of 34.000 inhabitants. Olot is located in the province of Girona, in the region of Catalonia in Spain. The City Council has 21 council members and elect the city mayor, who chooses some of the city councilors to set up the executive governing body that rules for a maximum period of 4 years.

    Energy Agency of Extremadura (AGENEX)

    Badajoz, Spain

    AGENEX is a public entity, set up by regional and local entities of governmental and training nature, created in 2001 in order to promote the energy source diversification and the energy efficiency in Extremadura.

    Ente Vasco de la Energía (EVE)

    Bilbao, Spain

    EVE is the Basque Government's energy agency, whose mission is to propose energy strategies for the Basque Country, based on criteria of supply security, cost competitiveness, sustainability and technological development, and to participate in developing these strategies and contribute to meeting the targets established therein.

    Up Social

    Barcelona, Spain

    UpSocial promotes social innovation to contribute to solve social challenges. We seek to facilitate and accelerate the implementation of effective responses that improve the lives of people significantly and can get a significant scope for the dimension of the problem.

  • The EuroPACE Project Pillars

    The 3 pillars lead to the launch of EuroPACE's now-ended HolaDomus programme which sought to combat climate change whilst simultaneously improving citizens' health, well-being and comfort through home renovation.

  • Pillar 1: Assess market readiness

    Identifying suitable countries for EuroPACE adoption

    The EuroPACE partners conducted a preliminary legal and fiscal analysis of the EU28 countries, seeking to identify the most suitable legal and fiscal set-up and aiming to identify the highest potential demand for EuroPACE implementation. 

    Pillar 2: Launch home renovation program in Spain

    Deployment of the HolaDomus programme in Olot, Catalonia

    HolaDomus program was launched in Olot, Spain in early 2020. HolaDomus is the first eco-sustainable home renovation program combining affordable financing, technical assistance and smart funding in one place. HolaDomus also supports vulnerable groups by combining grants, subsidies with affordable financing. Visit the HolaDomus website to learn more.

    Pillar 3: Engage with Leader Cities

    Scaling EuroPACE throughout Europe

    Expanding its reach throughout Europe, EuroPACE has identified a number of Leader Cities to join the project. Lisbon (Portugal, via E-NOVA), Porto (Portugal, via AdEPorto), Valencia (Spain) and Mouscron (Belgium) have come on board and are actively exploring ways to set up the EuroPACE mechanism and adapt the One-Stop-Shop structure and affordable financing in their respective areas. Contact us to learn more.

  • Contact Us

    Although the EuroPACE project has ended, the EuroPACE legacy lives on

Terms & Conditions

Last Updated 05 July 2021

1.   Agreement to Terms     
1.1  These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (you), and Global New Energy Finance, S.L., doing business as GNE Finance, located at Avinguda Sant Mateu 50, Alella, Barcelona 08329 Spain (we, us), concerning your access to and use of the GNE Finance (https://www.gnefinance.com) website as well as any related applications (the Site).  

The Site provides the following services: This is an informative website mean to communicate GNE Finance’s ongoing business and consumer initiatives. (Services). You agree that by accessing the Site and/or Services, you have read, understood, and agree to be bound by all of these Terms and Conditions.  

If you do not agree with all of these Terms and Conditions, then you are prohibited from using the Site and Services and you must discontinue use immediately. We recommend that you print a copy of these Terms and Conditions for future reference.  

1.2  The supplemental policies set out in Section 1.7 below, as well as any supplemental terms and condition or documents that may be posted on the Site from time to time, are expressly incorporated by reference.  

1.3  We may make changes to these Terms and Conditions at any time. The updated version of these Terms and Conditions will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. You are responsible for reviewing these Terms and Conditions to stay informed of updates. Your continued use of the Site represents that you have accepted such changes.  

1.4  We may update or change the Site from time to time to reflect changes to our products, our users' needs and/or our business priorities.  

1.5  The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.   

1.6  The Site is intended for users who are at least 18 years old.  If you are under the age of 18, you are not permitted to register for the Site or use the Services without parental permission. 

1.7  Additional policies which also apply to your use of the Site include:   

2.    Acceptable Use    

2.1  You may not access or use the Site for any purpose other than that for which we make the site and our services available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.  

2.2  As a user of this Site, you agree not to:  
● Systematically retrieve data or other content from the Site to a compile database or directory without written permission from us  
● Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users to send unsolicited email or creating user accounts under false pretenses  
● Use the Site to advertise or sell goods and services  
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● Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools  
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● Use, launch, or engage in any automated use of the system, such as using scripts to send comments or messages, robots, scrapers, offline readers, or similar data gathering and extraction tools  
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● Use the Site in a manner inconsistent with any applicable laws or regulations 
● Falsely imply a relationship with us or another company with whom you do not have a relationship     

3.   Our content    

3.1  Unless otherwise indicated, the Site and Services including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (Our Content) are owned or licensed to us, and are protected by copyright and trade mark laws.   

3.2  Except as expressly provided in these Terms and Conditions, no part of the Site, Services or Our Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. 

3.3  Provided that you are eligible to use the Site, you are granted a limited licence to access and use the Site and Our Content and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use.   

3.4  You shall not (a) try to gain unauthorised access to the Site or any networks, servers or computer systems connected to the Site; and/or (b) make for any purpose including error correction, any modifications, adaptions, additions or enhancements to the Site or Our Content, including the modification of the paper or digital copies you may have downloaded. 

3.5  We shall (a) prepare the Site and Our Content with reasonable skill and care; and (b) use industry standard virus detection software to try to block the uploading of content to the Site that contains viruses.  

3.6  The content on the Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on the Site.  

3.7  Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that Our Content on the Site is accurate, complete or up to date.   

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4.1  The Site may contain links to websites or applications operated by third parties.We do not have any influence or control over any such third party websites or applications or the third party operator. We are not responsible for and do not endorse any third party websites or applications or their availability or content.

4.2  We accept no responsibility for adverts contained within the Site. If you agree to purchase goods and/or services from any third party who advertises in the Site, you do so at your own risk. The advertiser, and not us, is responsible for such goods and/or services and if you have any questions or complaints in relation to them, you should contact the advertiser.     

5.    Site Management     

5.1  We reserve the right at our sole discretion, to (1) monitor the Site for breaches of these Terms and Conditions; (2) take appropriate legal action against anyone in breach of applicable laws or these Terms and Conditions; (3) remove from the Site or otherwise disable all files and content that are excessive in size or are in any way a burden to our systems; and (4) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site and Services.  

5.2  We do not guarantee that the Site will be secure or free from bugs or viruses. 

5.3  You are responsible for configuring your information technology, computer programs and platform to access the Site and you should use your own virus protection software.  

6.    Modifications to and availability of the Site     

6.1  We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time.    

6.2  We cannot guarantee the Site and Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site or Services during any downtime or discontinuance of the Site or Services.We are not obliged to maintain and support the Site or Services or to supply any corrections, updates, or releases. 

6.3  There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Services, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information at any time, without prior notice.  

7.    Disclaimer/Limitation of Liability     

7.1  The Site and Services are provided on an as-is and as-available basis. You agree that your use of the Site and/or Services will be at your sole risk except as expressly set out in these Terms and Conditions. All warranties, terms, conditions and undertakings, express or implied (including by statute, custom or usage, a course of dealing, or common law) in connection with the Site and Services and your use thereof including, without limitation, the implied warranties of satisfactory quality, fitness for a particular purpose and non-infringement are excluded to the fullest extent permitted by applicable law.  

We make no warranties or representations about the accuracy or completeness of the Site’s content and are not liable for any (1) errors or omissions in content: (2) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored on our server; (3) any interruption or cessation of transmission to or from the site or services; and/or (4) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the site by any third party. We will not be responsible for any delay or failure to comply with our obligations under these Terms and Conditions if such delay or failure is caused by an event beyond our reasonable control. 

7.2  Our responsibility for loss or damage suffered by you: 

Whether you are a consumer or a business user: 

● We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.  

● If we fail to comply with these Terms and Conditions, we will be responsible for loss or damage you suffer that is a foreseeable result of our breach of these Terms and Conditions, but we would not be responsible for any loss or damage that were not foreseeable at the time you started using the Site/Services.  

Notwithstanding anything to the contrary contained in the Disclaimer/Limitation of Liability section, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to a total aggregate amount equal to the greater of (a) the sum of £5000 or (b) the amount paid, if any, by you to us for the Services/Site during the six (6) month period prior to any cause of action arising.   

If you are a business user: 

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: 

● use of, or inability to use, our Site/Services; or  
● use of or reliance on any content displayed on our Site.  

In particular, we will not be liable for: 

● loss of profits, sales, business, or revenue;  
● business interruption;  
● loss of anticipated savings;  
● loss of business opportunity, goodwill or reputation; or  
● any indirect or consequential loss or damage.      

8.    Term and Termination     

8.1  These Terms and Conditions shall remain in full force and effect while you use the Site or Services or are otherwise a user of the Site, as applicable. You may terminate your use or participation at any time, for any reason, by following the instructions for terminating user accounts in your account settings, if available, or by contacting us at info@gnefinance.com.  

8.2  Without limiting any other provision of these Terms and Conditions, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Site and the Services (including blocking certain IP addresses), to any person for any reason including without limitation for breach of any representation, warranty or covenant contained in these Terms and Conditions or of any applicable law or regulation.  

If we determine, in our sole discretion, that your use of the Site/Services is in breach of these Terms and Conditions or of any applicable law or regulation, we may terminate your use or participation in the Site and the Services or delete any content or information that you posted at any time, without warning, in our sole discretion.  

8.3  If we terminate or suspend your account for any reason set out in this Section 9, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.   
9.    General       

9.1  Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing.  

You hereby agree to the use of electronic signatures, contracts, orders and other records and to electronic delivery of notices, policies and records of transactions initiated or completed by us or via the Site. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by other than electronic means.  

9.2  These Terms and Conditions and any policies or operating rules posted by us on the Site or in respect to the Services constitute the entire agreement and understanding between you and us.   

9.3  Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision.   

9.4  We may assign any or all of our rights and obligations to others at any time.   

9.5  We shall not be responsible or liable for any loss, damage, delay or failure to act caused by any cause beyond our reasonable control.   

9.6  If any provision or part of a provision of these Terms and Conditions is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions.  

9.7  There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms and Conditions or use of the Site or Services.  

9.8  For business users only - If you are a business user, these Terms and Conditions, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English Law. We both agree to the exclusive jurisdiction of the courts of England and Wales.    

9.9  A person who is not a party to these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms and Conditions. 

9.10  In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us by email at info@gnefinance.com or by post to: 

Global New Energy Finance, S.L.  
Global New Energy Finance, S.L.  
Avinguda Sant Mateu 50
Alella, Barcelona 08329 
Privacy Policy
GNE Finance takes your privacy extremely seriously. We treat you the way that we would like to be treated ourselves. The information we collect is only for the purposes of reaching out to users who fill out our contact form as well as gathering statistics regarding the general usage of the website.